Digital Collections · 2018 — 2021
Regulariza Boti
Debt regularization and customer recovery
- Role
- Full Stack Engineer
- Year
- 2018 — 2021
- Stack
- Node.jsReactPHPLaravelMySQLREST

Overview
Active collections project focused on delinquency recovery, payment promises, and automated customer communication.
- Low-friction debt negotiation journey for end users
- Payment-line delivery via SMS and boleto delivery via email
- Instant boleto PDF download with client-specific visual identity
Architecture
Full-stack application with React frontend, Node.js/PHP services, and integrations with collections and transactional communication providers.
Challenges and solutions
Conversion under security constraints
We balanced authentication, collections policies, and usability to maximize journey completion.
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