Digital Collections · 2021
Atacadao Financial Solutions
Self-service debt regularization portal
- Role
- Full Stack Engineer
- Year
- 2021
- Stack
- Node.jsReactTypeScriptPHPMySQL

Overview
Debt regularization solution with token-based authentication, contract lookup, and second-copy issuance.
- Token-based authentication with SMS/email validation
- Active debt lookup and policy-driven negotiation offers
- Second-copy issuance and automated transactional communication
Architecture
React frontend with Node.js/PHP backend and integrations for authentication, debt lookup, and financial document issuance.
Challenges and solutions
Security without excessive friction
We tuned validation checkpoints to preserve access protection without hurting conversion.
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